FinTech · Payment Intermediary · UK · In development
Hawkish Business
& Finance
Internal venture · CRN 13935358 · Part of Hawkish Group Limited
The brief
Build a regulated UK payment intermediary serving the Africa-UK corridor
HBF is the payment management subsidiary of Hawkish Group — a UK-registered intermediary that sits between clients and the payments they need to make or receive. The brief was to build the complete product: brand identity, website presence, client portal, mobile app, admin desktop, partner portal, compliance infrastructure, and FCA SPI application strategy. Two directions — pay on behalf (outbound) and receive on behalf (inbound) — and three markets: B2C individuals, B2B businesses, and B2B2C white-label partner organisations.
What we built
The complete product — brand to backend
✓
HBF brand identity and Finance page on hawkishgroup.com
✓
Complete backend API — Express, TypeScript, PostgreSQL
✓
AI risk engine — 7-factor scoring, sanctions screening, routing
✓
Wise and Stripe payment execution services
✓
66 UI screens — mobile, web portal, admin, partner portal
✓
FCA SPI application strategy and all compliance documents
✓
Business plan, investment deck, feasibility study (10 documents)
✓
White-label partner product specification (3 models)
The technology
Backend
Express · TypeScript · PostgreSQL · Docker · Nginx · PM2
Payments
Wise API (international) · Stripe (domestic) · safeguarding account architecture
Frontend (in progress)
Next.js web portal · React Native mobile app (Expo)
Infrastructure
AWS S3 · SendGrid · Twilio · GitHub Actions CI/CD
Links & resources
The work in pictures
Photos that speak for the brand.
From the HBF landing and client portal login to dashboards, request detail and new-payment flows — payments made simple, wherever you are.